Experience

Oxford Wellington is among the largest originators of real estate mortgages for major lenders. For over 20 years we have built lasting relationships with the leading banks of the industry.

What to Expect Customized financing for real estate investors, primary and second home buyers, home builders and developers. Superior access to the top lenders enabling us to offer High Loan to Value financing and diversified loan products. Competitive rates and loan approvals within an hour of qualifying clients. A first class underwriting and processing team that streamlines mortgage documentation for purchasers Quick response to all inquiries and loan requests.

Processing Programs & Products

• 90% CLTV up to $2,000,000
• 95% CLTV up to $1,100,000
• No Income Loans/No Asset Loans
• Investor Loans
• Fixed Rates
• Adjustable Rates
• Long Term Rate Lock Options
• Interest Only Products
• Secondary Financing/Piggy Back Financing
• Foreign Nationals
• Pre Approvals
• Jumbo Loan Financing up to $5,000,000

Some of our Lenders JP Morgan Chase Bank Washington Mutual Wells Fargo Citimortage HSBC BNY Mortgage Greenpoint Bank of America Merril Lynch New Century Freemont Investment & Loan ABN AMRO Mortgage

Current Projects The Link Condominium - 310 West 52nd Street The Heywood Condominium - 263 Ninth Avenue The Sedona Condominium - 270 West 19th Street 70 Washington St. Condominium - 70 Washington Avenue 455 Central Park West Condominium - 455 Central Park West 107 Avenue A Condominium - 107 Avenue A

Lori Famighetti - President

Lori Famighetti established and organized Oxford Wellington Co. LTD in 1985. She is a principal and senior originator responsible for originating and structuring loans. A Fashion Institute Graduate, Lori has been involved in some of the more innovative financing available in the residential marketplace. among her clients are many in the entertainment field, legal profession and financial industry. Her referrals from past clients are among the highest in the industry.

Marisol Diaz - Vice President

Marisol Diaz has been with Oxford Wellington since its inception in 1985. Marisol's experience includes originating, structuring, marketing and streamline procedures for Oxford. During her tenure at Oxford she has forged strong relationships with major lenders, appraisers, lawyers and title companies in the industry. Her reputation is stellar and is well known. Marisol graduated from Boston University and speaks Spanish Fluently.

Lock for 365 Days on the 4/1 and 6/1 interest only Arms!!

How does it work

• Submit the loan via epoint
• Lock in at today's low rates for up to 1 year
• Borrower pays a 1.00% FULLY refundable deposit
• 1.00% is returned for purchases to borrower at time of closing
• Available for purchases or refis
• Great for new construction coops and condos

4/1 Year I.O. 5.875          6/1 Year I.O. 6.125

• Interest only payments for 1st 10 years with monthly recast
• No prepay
• Stated r Full Doc
• Coops and condos; 2nd home co-ops are eligible
• FICO: 680 for Full Doc and 700 for Stated
• DTI: .33/.40 quality at initial rate plus 2% on interest only payment
• Reserves: Full Doc - 12 months PITI and Stated - 18 months PITI
• Full Doc purchase: 90% Itv to 8ook; 75% Itv to $1.5M; 65% to $2 M
• Stated Purchase: 75% Itv to $1 M; 60% to $1.5 M
• Piggyback HELOC available for higher loan amounts
• Full Doc: Up to 90% CLTV to $1.6 M; 80% CLTV to $2.2 M
• Stated: Up to 90% CLTV to 9ook; 80% CLTV to $1.2 M; 75% CLTV to $1.7
• Available in limited counties in NY, NJ and CT.

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